MyCache 1.0

MyCache turns saving into something kids can see. You keep the family's savings ledger, and your kids watch their money grow - with interest you pay, an allowance that posts itself, and goals they can track every day.
THE INTEREST IS THE LESSON
Set an interest rate for each child and MyCache pays it on the 1st of every month, compounding as the balance grows. Kids learn that money left alone earns more money - not from a lecture, but from watching it happen to their own savings.
FOR PARENTS
• Record deposits and withdrawals, including ones from the past - every balance and interest payment is recalculated
• Set a weekly or monthly allowance that posts automatically
• Change interest rates any time; past months keep the rate they were earned at
• Approve or decline withdrawal requests, with an optional note
• Invite another parent to help run the family's accounts
• Use the web at mycache.money as well as the app - everything stays in sync
WHAT YOUR FAMILY SEES
• Each balance, what interest has added, and when the next payment lands
• Progress toward a goal, like a bike or a game, shared by everyone saving for it
• Milestones, like "$5,000 by a 15th birthday," with what it takes each month to get there
• What spending now really costs, once you count the interest that money would have earned
• Withdrawal requests sent to a parent for approval, right from the app
• A personal color and portrait for each member
EVERYWHERE THEY LOOK
• Home Screen and Lock Screen widgets for your balance and your nearest goal
• An Apple Watch app with complications, so a goal ring creeping toward that bike is never more than a glance away
• Ask Siri for a balance, your interest, or how a goal is going
• Designed for iPad as well as iPhone
ONE LEDGER FOR THE WHOLE FAMILY
Balances, goals and history are the same on every device and for everyone in the household. Show money in US dollars, Canadian, Australian or New Zealand dollars, pounds, euros, rupees or pesos.
HOW IT WORKS
MyCache is a record that parents keep - it doesn't hold, move or invest real money, and it never connects to a bank account. The money is wherever your family keeps it; MyCache keeps the books and does the math.

License: Commercial