8downloads
1this week
FreeFreeware
0reviews
Screenshots
About SoFi
Why do 15.8M members love SoFi? Bank, invest, and own crypto all in one app, now with SoFi Coach, your free AI-driven financial guide.
NEW! SOFI COACH: AI-DRIVEN FINANCIAL GUIDE
• Chat with Coach for personalized financial insights, powered by SoFi Financial Planners.
• AI-driven analysis of your spending, budget, credit score, debt, and investment portfolio.
ONLINE BANKING
• Open a bank account with no account, service, or maintenance fees and no minimum balance required.
• Mobile banking app to send money, transfer funds, pay bills, and manage your finances.
HIGH-YIELD SAVINGS ACCOUNT
• Savings Vaults help you organize your emergency fund and savings goals in one place.
• Instant transfers between checking and savings with no fees.
BUY, SELL & HOLD CRYPTO
• First national chartered bank where individuals can buy, sell, and hold cryptocurrency.
• Access Bitcoin, Ethereum, Solana, plus 25+ cryptocurrencies on a platform with the safeguards of a bank.
SOFI PLUS PREMIUM MEMBERSHIP
• 4.70% APY on up to $20,000 in savings with a SoFi Plus membership.¹
STOCK TRADING & INVESTING
• Trade stocks and ETFs through SoFi Securities to build your investment portfolio (other fees apply).
• Invest in fractional shares from $5, or explore index funds, ETFs, and options trading (restrictions apply).
• Automated investing, IRA and Roth IRA retirement accounts, and portfolio management through SoFi Wealth.
BUDGET APP & MONEY MANAGEMENT
• Budget app to track spending, set savings goals, and manage your finances from one place.
• Track expenses, monitor your net worth, and manage money across SoFi and linked accounts.
LOANS & CREDIT SCORE
• Personal loans and student loan refinancing for debt consolidation and large purchases. Pre-qualify in minutes without affecting your credit score.
• Credit score monitoring, credit report access, and credit-building tools.
For disclosures on SoFi Invest platforms visit SoFi.com/legal. For a full listing of the fees associated with SoFi Invest please view our fee schedule ([link removed]).
When you open a SoFi Savings Account, SoFi Bank will also automatically open a SoFi Checking Account in your name. See the SoFi Bank Deposit Account Agreement for details.
We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.
Estimated interest earnings are based on your SoFi Bank savings account balance as of 10/20/26. and assumes the current 4.70% APY on balances up to $20,000 for SoFi Plus members remains in effect for 12 months, with interest compounded monthly and no additional deposits or withdrawals. Rates are variable and subject to change, and actual interest earned may vary based on changes to your account balance and applicable APY. This estimate is provided for informational purposes only and should not be relied upon as a guarantee of future interest earnings. This estimate does not reflect the interest you would earn without a SoFi Plus subscription. For your most current APY details, please refer to the APY Details page in the SoFi mobile app. See also [link removed].
SoFi will match 1% of a customer's ACAT transfers, up to $5,000,000 into an existing or newly opened SoFi self-directed individual retirement account (IRA) or SoFi self-directed taxable account during the Offer Period of Sept 10- Sept 30, 2026. The transferred assets must be settled before the end of the Offer Period to qualify for the match and must be maintained in the account for five years. For the full terms and conditions, please visit SoFi.com/ACATterms.
NEW! SOFI COACH: AI-DRIVEN FINANCIAL GUIDE
• Chat with Coach for personalized financial insights, powered by SoFi Financial Planners.
• AI-driven analysis of your spending, budget, credit score, debt, and investment portfolio.
ONLINE BANKING
• Open a bank account with no account, service, or maintenance fees and no minimum balance required.
• Mobile banking app to send money, transfer funds, pay bills, and manage your finances.
HIGH-YIELD SAVINGS ACCOUNT
• Savings Vaults help you organize your emergency fund and savings goals in one place.
• Instant transfers between checking and savings with no fees.
BUY, SELL & HOLD CRYPTO
• First national chartered bank where individuals can buy, sell, and hold cryptocurrency.
• Access Bitcoin, Ethereum, Solana, plus 25+ cryptocurrencies on a platform with the safeguards of a bank.
SOFI PLUS PREMIUM MEMBERSHIP
• 4.70% APY on up to $20,000 in savings with a SoFi Plus membership.¹
STOCK TRADING & INVESTING
• Trade stocks and ETFs through SoFi Securities to build your investment portfolio (other fees apply).
• Invest in fractional shares from $5, or explore index funds, ETFs, and options trading (restrictions apply).
• Automated investing, IRA and Roth IRA retirement accounts, and portfolio management through SoFi Wealth.
BUDGET APP & MONEY MANAGEMENT
• Budget app to track spending, set savings goals, and manage your finances from one place.
• Track expenses, monitor your net worth, and manage money across SoFi and linked accounts.
LOANS & CREDIT SCORE
• Personal loans and student loan refinancing for debt consolidation and large purchases. Pre-qualify in minutes without affecting your credit score.
• Credit score monitoring, credit report access, and credit-building tools.
For disclosures on SoFi Invest platforms visit SoFi.com/legal. For a full listing of the fees associated with SoFi Invest please view our fee schedule ([link removed]).
When you open a SoFi Savings Account, SoFi Bank will also automatically open a SoFi Checking Account in your name. See the SoFi Bank Deposit Account Agreement for details.
We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.
Estimated interest earnings are based on your SoFi Bank savings account balance as of 10/20/26. and assumes the current 4.70% APY on balances up to $20,000 for SoFi Plus members remains in effect for 12 months, with interest compounded monthly and no additional deposits or withdrawals. Rates are variable and subject to change, and actual interest earned may vary based on changes to your account balance and applicable APY. This estimate is provided for informational purposes only and should not be relied upon as a guarantee of future interest earnings. This estimate does not reflect the interest you would earn without a SoFi Plus subscription. For your most current APY details, please refer to the APY Details page in the SoFi mobile app. See also [link removed].
SoFi will match 1% of a customer's ACAT transfers, up to $5,000,000 into an existing or newly opened SoFi self-directed individual retirement account (IRA) or SoFi self-directed taxable account during the Offer Period of Sept 10- Sept 30, 2026. The transferred assets must be settled before the end of the Offer Period to qualify for the match and must be maintained in the account for five years. For the full terms and conditions, please visit SoFi.com/ACATterms.
| Release info | Update on Nov 07, 2026 |
|---|---|
| Release notes | We've made a bunch of bug fixes and improvements to help get your money right. It all adds up. Something else you'd like to see? Tell us more at https://www.sofi.com/contact-us/ |
| Listing data | App Store |
Reviews
No reviews yet. Be the first to review SoFi.
Used SoFi? Tell other visitors what you thought.
Log in to write a reviewOther products by this publisher
- "No Distractions" for YouTube 4.10 ----
- #Bible 11.6 "Incredible App - My sister shared this app with me a few weeks ago and it is truly incredible.
- #filmphotography 1.4.2 So, you decided to shoot on film?
- $quirrel 1.5.1 $quirrel Budget & Finance helps you plan each paycheck, track spending, manage debt, and see what is safe to spend before the next payday.
- % Percentage Calculator Pro 1.41 This is the Pro version of % Percentage Calculator.
Most viewed iOS Business
-
1
Navy Federal Credit Union 2026.10.1
Bank easy with the Navy Federal mobile app!
-
2
Paycom 8.0.14
If you or your company use Paycom’s HR and software, the Paycom app helps you manage everyday HR and payroll tasks in one place — like checking your schedule, requesting time off and reviewing your pay.
-
3
Entrust Identity 26.3.0
The Entrust Identity mobile application is the new Entrust mobile platform for delivering strong identity credentials to both employee and consumer users.
-
4
Intune Company Portal 5.2610.0
Microsoft Intune helps organizations manage access to corporate apps, data, and resources.
- 5 % Percentage Calculator Pro 1.41 This is the Pro version of % Percentage Calculator.
-
6
ParkNYC Powered by Flowbird 2.2
Have you ever been late to an important meeting and you can’t find a parking spot?
-
7
Shopify 11.2644.1
Shopify: build your online store, sell anywhere, run your business
-
8
Budget-Beacon 1.5
Budget Beacon connects to your Apple Wallet to help you understand and manage your spending.
-
9
MiniVAN Touch 9.4.6
miniVAN Touch is a mobile canvassing application that integrates with websites provided by NGP VAN.
-
10
Muha Members 2.0.3
With Muha Members, you’re now equipped to verify authenticity like a pro and protect yourself from counterfeits.
Most downloaded iOS Business
-
1
ParkNYC Powered by Flowbird 2.2
Have you ever been late to an important meeting and you can’t find a parking spot?
-
2
Budget-Beacon 1.5
Budget Beacon connects to your Apple Wallet to help you understand and manage your spending.
-
3
Rocket.Chat 4.78.1
Rocket.Chat Secure CommsOS™ is a communication platform that unifies messaging, voice, video, AI, and mission-critical applications—ensuring uncompromising security, compliance, and operational efficiency for governments, defense, and critical infra…
-
4
Business Timesheet 6.0
Are you looking for timesheet to track the work hours spent on hourly, daily or weekly basis accurately?
-
5
Cvent Events 2.8.0
Cvent Events is your place to easily plan out your event experience, find where you need to go next, network with other attendees, and learn more about sponsors and exhibitors.
-
6
Receivable Payment Ledger2026 1.1
Payment Ledger is a fully offline accounts receivable management tool for small businesses, shops, wholesalers, and salespeople who need to track customer debts and payment progress.
-
7
Simple Budget Envelopes 2.2.1
An incredibly simple app, perfect for keeping track of how much money remains in your budget.
-
8
Vola 4.9.01
Vola is the only cash advance app built for Real-Time Payments (RTP).
- 9 % Percentage Calculator Pro 1.41 This is the Pro version of % Percentage Calculator.
- 10 $quirrel 1.5.1 $quirrel Budget & Finance helps you plan each paycheck, track spending, manage debt, and see what is safe to spend before the next payday.